17 Great Paypal Alternatives to Try Out Today

Almost everyone who works online has a Paypal account. It is perhaps one of the most widely used and convenient payment methods out there, but there can be some reasons for you to look for alternatives to Paypal.

Luckily for you, this is the topic of today’s article. Check out the list of Paypal alternatives that we have put together, keeping in mind that we’ve included personal Paypal alternatives but also Paypal alternatives for business.  

Best Paypal Alternatives

  1. Payoneer

Payoneer is by far one of the most popular alternatives to Paypal for sending money, also because it comes with several advantages that can’t be denied. With Payoneer, you will actually get a card in the currency of your choice, and you’ll be able to withdraw money from any ATM. 

All of the funds that you will have in your Payoneer account will be available on the card, too. Besides, with this service, you basically have several virtual bank accounts in different countries, which means that you can receive payments in different currencies. 

Payoneer is a Paypal alternative commonly utilized by affiliate marketers, especially those that are supposed to be paid via bank transfers in the United States and other countries, but who live in other parts of the world. 

While signing up is free, there are fees on every transaction and a yearly one for the card.   

  1. TransferWise

If you have been researching alternatives to Paypal, it’s quite likely that you came across TransferWise before. They had an aggressive marketing campaign and advertised on social media and iOS and Android apps and games. 

The reason you might want to give this program a go instead of Paypal is that it has very low transaction fees and currency conversion charges. As you know, whenever you exchange money, you pay a commission to the transaction processor, whether that is the bank or Paypal.

In Paypal’s case, for instance, it can be quite expensive. If you get paid in US dollars and live in Europe, Paypal is going to automatically exchange the dollars into euros, and you will lose about 10 euros on every bank or card transfer.

TransferWise has much lower fees, by comparison. Moreover, they aren’t even going to charge you anything until you transaction 500 pounds!

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  1. Stripe

Stripe is a US-based company that accepts applications from a plethora of countries across the world. If, for example, you are located in a country where Paypal is not available, you can safely and effectively use this service instead. 

Like Payoneer, which we have previously described, Stripe creates a virtual bank account for you and even lets you incorporate your firm in the United States. 

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On top of that, Stripe has integration with a variety of e-commerce and web stores, so you can find a plugin that you can integrate the service with. The program accepts both one-time payments and recurring ones.

Even though there are no management or setup fees, Stripe does charge 2.9% and 30 cents per transaction

  1. Skrill

Skrill is another quite popular Paypal alternative, and it has garnered a lot of critical enthusiasm because of the service’s low currency conversion rates. Like Payoneer, the program offers a prepaid Mastercard that you can use for offline and online payments. 

You can also check on your Skrill funds anytime from the web and mobile app. From what we have noticed, the service also makes it easier for you to invest in cryptocurrency if that’s what you are interested in. However, given the state of the economy, you might have to consider investing in something else. 

  1. Remitly

With Remitly, another Paypal alternative, you can send money to the Philippines and India, which is not something one can say about other services. They also run promotional offers every now and then, and they sometimes offer zero charges on bigger transfers, such as those over one thousand dollars.

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If you want to use Remitly to send money to a debit or credit card, the transfer will be charged just under four dollars. On the other hand, there is the option of you sending out money without any fees, but the person receiving the funds will have to wait for three days before they see them in their bank account. 

  1. Square

Known as one of the best credit card processors, especially for small-sized businesses, Square is very easy to use. It’s also more transparent and user-friendly, and the fees are said to be lower compared to Paypal. 

Furthermore, it takes the cake when it comes to security, which can be reassuring for any business owner, whether large or small. 


  1. Venmo

Everyone’s heard about Venmo, right? People use it nowadays to transfer funds when they go out to eat and have no cash on them, but Venmo is a pretty solid choice in general. 

Like Paypal, it enables users to add their financial information, and it accepts payments from a variety of sources, including other Venmo accounts that are linked with bank accounts. 

The best thing about this platform is that most of the features are free. It does charge $2.50 for every withdrawal from out of network ATMs. 

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  1. Shopify Payments

This platform is perhaps one of the most popular ones out there if you run an online store. It’s one of the best for accepting online payments without you having to add a provider. Setup is also said to be a breeze, which automatically puts it above Paypal. 

Shopify Payments aren’t free. The basic plan costs under $30 per month and the Plus plan can set you back approximately two thousand dollars per month. 

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However, it’s a winner in terms of customer service, inventory management, and everything else you might need for managing an e-commerce website. 

  1. Quickbooks Payments

You get this feature with every Quickbooks account, which is now largely used by freelancers and small businesses to handle their accounting and tax calculations. 

While you do not have to pay for a monthly fee if you decide to go for this choice, there are rates that you do have to pay for each transaction. Every bank transfer costs 1% (and there’s a $10 limit that you might want to know about). 

google pay

  1. Google Pay

This service is very easy to use and also fast, and it can allow you to pay in apps, on sites, and even in store using the application that you have downloaded to your phone. 

As to whether it’s better than Paypal or not, there is a debate going on in this sense, especially since the fees are quite similar. Credit cards are charged at a percentage of 2.9 per each transaction, and that’s the same situation with the formerly mentioned service. 

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  1. Authorize.net 

Authorize.net is definitely an option to keep in mind if you are focused on security. It’s a subsidiary of Visa and the best thing about it is that it offers excellent customer support – there’s actually someone that’s going to review every ticket. 

While there are many advantages to using this platform compared to Paypal, we couldn’t tell if it’s better or not, especially since it’s fees are higher. Paypal doesn’t cost anything if you have no transactions to make.

By contrast, Authorize.net has plans starting at under $30 plus the same fee that Paypal has per transaction (2.9%). 


  1. Braintree

We wouldn’t actually call this one an alternative per se, especially since it is actually a Paypal service. However, it is specifically designed for businesses, particularly large ones. 

The best thing about it is that it allows you to accept transactions in over 120 countries and from over 40 countries. There’s also excellent customer support, as well as recurring billing, and the platform is fully capable of integrating with other providers such as Google Pay, Apple Pay, and of course, Paypal.

The pricing is the same as with Authorize.net or the standard Paypal costs. 

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  1. Dwolla

If you manage a lot (and we do mean a lot) of payments every month, perhaps Dwolla might be a suitable option for you. It’s secure, powerful, and very easy to use, and it can allow you to send out and receive large sums of money. 

The downside is that it is strictly available to United States customers, at least this time. 

The fees are another thing worth writing home about since the Starting plan charges just .5% of every transaction amount. 


  1. 2CheckOut

Do you regularly manage heaps of international transactions? Because if that’s the case, 2CheckOut might be right up your alley. 

Believe it or not, the platform can be used in more than 200 countries, supports 30 languages, and there are as many as over 80 currency options at this time. You can also receive funds from over 40 payment methods. 

Pretty amazing, right? Plus, the fees are exactly the same as Paypal’s. Every transaction is fully checked in order to prevent fraud. The app works with iOS devices. 

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  1. Amazon Pay

This one’s a great alternative simply because the brand is so well-known. Besides, it is very easy to use and implement, but you are going to be quite skilled in programming so as to integrate it with your CRM and online shop. 

The fees are pretty much the same as Paypal’s, but they do differ for transactions outside the United States. 

  1. ProPay

This platform is very easy to use and it is geared toward enterprise and small businesses from a range of industries — from direct selling to auto and even legal. 

Payment processing and credit card payment are a breeze, and they also have a generous variety of payment options. They also work with marketplaces, as well as people or businesses that provide services. 

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  1. Merchant Inc.

This one has heaps of advantages compared to Paypal. First of all, it doesn’t hold up your funds for up to twenty-one days — you can get the money in just a couple of days, making you capable of paying your providers. 

Another aspect to note when it comes to Merchant Inc. is that the funds are deposited right into your account, which means that you are protected better. 

The transaction fees are another reason to consider this choice over Paypal — the standard transaction fee is .25 cents for each, apparently regardless of the value. 

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author avatar
Craig Campbell
I am a Glasgow based SEO expert who has been doing SEO for 22 years. In this time I have gained extensive knowledge in the subject of SEO and have build up a wealth of experience in SEO and other digital marketing services.

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Craig Campbell

I am a Glasgow based SEO expert who has been doing SEO for 22 years.

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